Individual Retirement Accounts (IRAs)
Saving for retirement is more important than ever. You can have the peace of mind that comes with knowing that you are well-prepared for the future by investing in one of our IRA accounts. 

Colleges are also getting more and more expensive. How much will it cost for your child to go to college? The Coverdell Education Savings Account (formerly the Education IRA) is a convenient way to save money for a college education.

Account Features:

• Earn higher returns than savings.
• No minimum balance to earn dividends.
• May provide tax advantages (consult your tax advisor).
• Use to plan ahead for retirement or education expenses.
• Roanoke Valley CU offers three types of IRA’s: Traditional, ROTH, and the Coverdell Education Savings Account (formerly the Education IRA).
• These IRAs earn dividends and are not invested in the stock market. Therefore, you know your money is safe and will not lose value.

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